PRIVACY POLICY. Protecting consumer privacy is very important to us. Our Online Privacy Statement is presented to inform you about our collection and use of personal information so that you can make informed choices about how your own information is collected and used. This Online Privacy Statement reflects the Intellectual Business Solutions policies covering personal information collected at this website. Intellectual Business Solutions strives to better serve our customers by offering goods and services that we believe fit their needs and interests. When identifying an opportunity, Intellect Business Solutions may use consumer information it has collected in an effort to identify consumers who may be interested in that opportunity. For more than few years, consumers and businesses have relied on Intellect Business Solutions for safe and reliable service. The relationships we have developed through the years have been established based on mutual trust.

Collection of Information. Intellectual Business Solutions collects personal information in order to offer or provide goods and services to consumers and our customers. We may obtain this information from a variety of sources:

· Directly from customer applications, questionnaires and other materials submitted to us by customers;
· From transactions in which Intellectual Business Solutions and consumers are involved;
· From clickthru activity on our web sites; and
· From a variety of third-party sources, such as our business customers, government repositories, consumer reporting agencies and other financial institutions.

Disclosure of Information. Intellectual Business Solutions does not disclose customer information to third parties without first giving customers an opportunity to opt-out of certain kinds of disclosures. There are some disclosures to third parties that are not subject to the opt-out, such as disclosures necessary to effect, administer or enforce a transaction requested by you, to companies that perform services for us or to prevent fraud. Intellectual Business Solutions limits access to personal information to those employees of Intellectual Business Solutions and its affiliates who need it to fulfill their business responsibilities. Employees must adhere to Intellect Business Solutions privacy policies. Employees violating these policies may be subject to disciplinary action, up to and including dismissal. Vendors and other outside contractors we engage are subject to our contractual requirements to ensure that sensitive personal information is safeguarded.

Security Safeguards. At Intellectual Business Solutions, security is a priority. We employ appropriate measures to protect consumer information against unauthorized access, disclosure, alteration or destruction. These may include, among others, encryption, physical access security and other appropriate technologies. Intellectual Business Solutions continually reviews and enhances its security systems, as necessary. privacy@intellectualbusinesssolutions.com